Account types, weighed against the connection
Exness account types when the line is slow and the data is paid for: Standard, Cent, Pro, Raw Spread, Zero
The five types divide into two families. Standard and Standard Cent are spread-only with no minimum deposit; Pro, Raw Spread and Zero form the professional tier, on a higher minimum set by region. None of that is about bandwidth. But an unreliable or expensive connection quietly decides how long positions stay open and how a trading day gets broken up — and those two habits are exactly what the pricing models charge for differently.
Two costs, not one
All five types in one table, with the column a scarce line makes decisive
Most comparisons put the cost of opening a position front and centre. When the connection dictates when you can sit down, the second column matters more: what an account charges to keep a position open past the end of the trading day.
| Account | Charged to open a position | Charged to keep one open overnight |
|---|---|---|
| Standard | Spread-only, no commission; no minimum deposit | Swap, the overnight-holding fee, unless the instrument is covered by a swap-free version |
| Standard Cent | Spread-only, balances counted in cents; no minimum deposit | Swap on the same terms — proportionate to a position measured in cents |
| Pro | Professional, commission-free; higher minimum, set by region | Swap, unless the instrument qualifies for a swap-free version |
| Raw Spread | Raw pricing plus a commission per lot — two figures, charged on every lot traded | Swap, on the same instrument-by-instrument basis as the rest |
| Zero | Zero spread on selected top instruments for much of the trading day, plus a commission | Swap, unchanged by the zero-spread hours — those hours cover the spread, not the night |
Swipe the table sideways →
Both columns can be turned into figures per instrument in the trading calculator — required margin, the value of one price step, spread cost and swap — which is worth doing while the connection is good rather than while a position is waiting.
When the line picks the hours
A connection that allows two sittings a day turns a trader into an overnight holder
This is rarely a strategy. If the line is usable in the morning and the evening and unreliable in between, positions cross the night because there was no third moment to close them — and the dominant charge shifts from the spread, paid once, to the swap, charged for each night the position survives.
The spread is paid once per position
Open and close, and the spread-only cost of Standard, Standard Cent and Pro has been paid in full. Holding longer does not widen it.
Swap accrues per night
The overnight-holding fee applies when a position stays open past the end of the trading day. A position waiting for the next usable sitting therefore has a running cost that a same-day position never meets.
It is the same on all five
Swap is a property of the instrument and the position, not a way of separating the account types. Choosing Raw Spread over Standard changes what opening costs; it does not change what the night costs.
So the choice narrows
For someone whose sittings are decided by the connection, the useful question is which instruments are covered by a swap-free version, and only then which pricing model suits the opening cost.
The one lever a bad line leaves alone
Swap-free versions matter most to whoever never chose to hold overnight
Swap-free versions of the accounts exist for qualifying instruments: on positions in those instruments the overnight-holding fee is not charged. The list of qualifying instruments is the part worth reading closely, because it — and not the choice between the five types — decides whether an unavoidable overnight position meets that particular charge at all.
What this does and does not settle
- It removes one charge, on one class of instruments. The spread, and any commission on Raw Spread and Zero, are unaffected — those are still paid when the position opens.
- It does not make a long position safer. A position held through the night is exposed to everything that happens in it, and leverage multiplies losses exactly as it multiplies gains.
- It does not depend on the equipment. Nothing about the terminal, the app or the quality of the line changes which instruments qualify.
- It is checked before it is needed. Reading the qualifying list once, on a good connection, is cheaper than discovering it during a night when the line is down.
A charge with no connection component
Swap is applied by the server to positions that are open at the end of the trading day. It does not matter whether the terminal was connected at that moment, whether the app was in the background, or whether the phone was switched off entirely.
The mirror of that
A position that a dropped line prevents you from closing is still open, still exposed and still accruing whatever the instrument accrues. That is the argument for choosing a position size the connection can afford to be wrong about.
Trading is risky and may not be suitable for everyone.
Per lot, however the day is split
Per-lot commission punishes a day chopped into many small orders
Raw Spread and Zero charge a commission on every lot traded. A day cut into several short attempts — because the line dropped, because it came back, because the moment had passed — is a day with more orders in it, and the commission counts every one of them. Standard, Standard Cent and Pro have no per-lot commission to count, so a fragmented day and a single clean session cost the same in that respect.
-
Count the orders a bad week actually produces
Not the trades that were planned — the ones that happened, including those reopened after a reconnect. That count is the input the commission responds to.
-
Set it against what raw pricing gives back
Raw Spread quotes raw market pricing with the commission on top; Zero holds the spread at zero on selected top instruments for much of the trading day, also with a commission. Both trade a tighter spread for a fixed per-lot charge, which suits scalping — opening and closing within minutes — when the connection permits it.
-
Then pick the family, not the name
Spread-only pricing keeps everything in one figure and reacts to nothing except volume. That is the quieter arrangement when the number of sittings in a day is being decided by something other than you.
Measure the route, do not guess it
Standard Cent as a way to test a fragile route with real money
Demo accounts answer questions about the platform. They cannot answer what a genuinely dropped connection does to a real position, because nothing real is at stake. Standard Cent sits between the two: balances and volumes are counted in cents of the account currency, so a botched reconnect costs cents, and the route can be measured instead of imagined.
It is the same spread-only pricing as Standard, with no minimum deposit, and it is opened as its own trading account in the Personal Area — the type is fixed to each account when that account is created, so a Cent account exists alongside a full-size one rather than replacing it. A demo account with virtual funds is still the right first step for learning the terminal itself, on all four platforms.
Quick answers
Questions from a metered line, including what none of the five change
Does the account type change how much data the terminal uses?
No. The size of the terminal download, how often prices arrive, and how much a running session sends are properties of the platform and the app — MT4 or MT5, desktop, mobile or browser — not of Standard, Standard Cent, Pro, Raw Spread or Zero. The platform matrix is where that comparison belongs.
If the line drops with a position open, which type suffers least?
The position is unaffected by the disconnection itself — it lives on the server, and swap applies to it at the end of the trading day whether or not a terminal is connected. What differs is what the position was already costing: spread-only on Standard, Standard Cent and Pro; spread plus a per-lot commission on Raw Spread and Zero.
What happens if the line drops before the ticket is confirmed?
Nothing that costs anything. An order exists once the server has accepted it; an unsent one leaves no position behind, and no pricing model charges for an intention. The awkward case is the reverse — the order went through and the reply never came back — which is settled by looking at the account rather than by guessing at the terminal.
Does a professional account need more of the connection?
No. Pro, Raw Spread and Zero ask for a higher minimum deposit, set by region, and nothing else. They run on the same terminals over the same line as Standard.
Is a fragmented trading day worse on one type than another?
Only where a per-lot commission is involved. Raw Spread and Zero charge on every lot traded, so more orders means more of that charge; Standard, Standard Cent and Pro have no commission to count, and a day split into several short attempts costs them what one long session would.
Do the registration while the line is good
It is a one-off, it is done on the official Exness website, and it is the part of the whole sequence that least tolerates a dropped connection. Once it is behind you, the accounts and the terminals are things a poor line can only delay. Full registration walkthrough →
Open Exness AccountThe button opens the official exness.com through this site's partner route. Trading accounts, login, and support all live there.